Chapter 7 & Chapter 13 Bankruptcy in Culpeper, VA

Filing for bankruptcy is a big step and can get quite complicated. Let the attorneys at Gayheart & Willis PC in Culpeper, VA review your assets, income, and debt to determine the best options for you. Your debts are not going to disappear, so speak to us to learn more and seek a new financial start.
Man With No Money — Bankruptcy in Culpeper, VA

Chapter 7

This type of bankruptcy appoints a trustee to oversee your case and that trustee distributes your assets to the creditors. Your property isn't taken away so you can have a fresh start. We gather all financial records.

Chapter 13

Chapter 13 allows the debtor to keep their property and repay creditors in a three or five-year court-approved repayment plan. There are certain criteria you must meet to file for Chapter 13. Call our law office at 540-825-3200 to learn more.